Forty-three million Americans - that is, one in three American workers - struggle with student loan debt. Over the last decade, the average student loan balance has doubled to $38,000 per graduate. By 2023, outstanding student debt will be more than $2 trillion.

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• All federal student loans are now Direct Loans.
• Direct Loan amounts are based on financial need, cost of attendance and other aid.
• The Perkins and FFEL Loan Programs have been discontinued.

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